S5E08 Spoiler Alert (question concerning Arya in her current Kwai Chang Caine storyline):
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So Arya's mission is to walk around the docks and sell oysters and see what The God of Many Faces will show her in regards to some kind of mission ... or something. When meeting the ship & sailor casualty/property/life insurance guy:
Some client comes up and shows he's survived 4 trips (maps included) and he also throws down a bagful of (coins?) like he wants to buy out of something - he mentions what will his family do (without him?). Insurance dude ('4 oysters, with vinegar') considers and says 'Nah.' Sailor/Captain starts to protest and gets 'helped' away by ins. guy's bouncers.
Later, Arya is discussing what she saw with teacher Jaqen/Joaquin/Jocken. He talks about how life insurance guy loses if sailor/captain dies while sailor/captain loses if he survives voyage. Then he mentions that insurance guy may not pay out anyway in case of death, so Arya should keep an eye on him.
Questions:
1. Why would sailor guy complain about assumed premiums and how his family won't be able to live? And want to give insurance guy money to get out of something? Is he being coerced/extorted into giving ins. guy premiums anyway and is he worried/knows that this particular insurance agent doesn't pay out upon death/loss?
2. Assuming the insurance guy's a crook, it seems he wouldn't last long in an open air market extorting sailors around the docks.
3. Now, maybe sailors do this because the guy's some kind of warlock/wizard. You pay him ... and you keep on paying him and you'll get to where you're going safely. However, stop payment, you die and he doesn't pay out & your family starves.
(3.) is about the only explanation I can think of as this is going to have to continue with the storyline with this being Arya's first mission.
I've watched the scene(s) three times and it's confusing.
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